No, not a dog, but rather a Personal Umbrella Policy (PUP). It is an inexpensive way to protect your personal assets in today's litigious society. It provides liability limits above and beyond your auto and home liability limits.
How does it work? Once you exhaust your normal liability limits on your auto or home policy, an additional $1 million to $5 million will kick in offering additional protection. This additional protection could cover attorney costs, medical expenses, and lost wages to name a few. In addition, this coverage will not only cover you while you are driving or at your home, but it follows you even when you are out of the country.
Is a Personal Umbrella Policy expensive? No...this additional policy, not only provides robust coverage, but also is available at a reasonable cost. The average family with two autos and a primary home can receive this important protection for approximately $150 a year. To learn more, contact AIS today.